Free tool
Subscription Leak Finder: what are your subscriptions really costing you?
List every recurring charge, mark each one keep, cancel or unsure, and see your monthly and yearly totals update as you type. Then take away a cancel checklist. You don’t need an email or an account to use the tool, and the subscriptions and amounts you enter stay in your browser.
Why bother? When people in one study estimated their subscription spending, the average guess was $86 a month. When they itemized their actual charges, it was $219 (C+R Research, 2022). Most of the leak is charges you’ve stopped noticing.
1. List every recurring charge
Work from your last three bank and card statements, not memory. For each one, enter the amount and how often it bills, then mark it keep, cancel, or unsure.
Jog your memory. Tap to add:
2. Your totals
Per month
$0.00
Per year
$0.00
Marked cancel (per year)
$0.00
0 subscriptions counted. For comparison, people in one survey guessed $86 a month and then itemized $219 (C+R Research, 2022).
3. Your cancel checklist
Mark a subscription “cancel” or “unsure” above and it will appear here with next steps.
How to use your results
Cancel the ones you forgot existed today, while you’re motivated. Leaving them for later lets the default win again. Cancel-test the unsure ones: cancel, and re-subscribe only if you actually miss it. Re-joining is almost always one tap. Keep the ones you would sign up for again today at today’s price. Those aren’t leaks, they’re choices.
Need step-by-step help? See our cancel guides for Amazon Prime, Adobe, SiriusXM and iPhone subscriptions. And check the Refund Radar in case a past subscription is part of a current FTC refund program.
Common questions
Is the Subscription Leak Finder free?
Yes. You don't need an email or an account to use it. The tool runs in your browser, and the subscriptions and amounts you enter are not sent to us or saved. The Refund Radar email signup further down this page is separate and optional. If you submit it, we receive your email address, the page you signed up on and selected campaign details from that page's web address.
How do I find subscriptions I forgot about?
Go through three months of bank and card statements line by line, including annual charges, and search your email for words like "receipt", "renewal" and "subscription". Check the subscription lists in your Apple Account and Google Play too, since many app subscriptions are billed there.
How much do people really spend on subscriptions?
In a 2022 C+R Research survey, people estimated $86 a month on average. When they itemized their actual charges, the average was $219 a month.
Found a leak? Find the habit behind it.
Forgotten subscriptions are a signature of one of four spending trigger types. The free 2-minute Receipt Audit shows which one fits you, with your result shown right away.
Refund Radar · free email
Paying for subscriptions you forgot? Get refund alerts
When a new FTC or class-action refund opens, or a claim deadline gets close, we send a short plain-English note: who may qualify, the official link, and the date. Free. We never ask for a fee or your bank details.
More free tools: Autopilot spending calculator · Why subscription traps work
Psych & Profits is not affiliated with or endorsed by any company named here or the FTC. This page is behavioral education, not financial or legal advice. Drafted with AI assistance and checked against the linked official sources. Spot an error? Email hello@psychandprofits.com.