Free calculator
What’s autopilot spending costing you?
Start with the research averages below, or edit the numbers to match your own. The results update as you type - no email required.
Prefilled with the itemized actual average of $219/month (C+R Research, 2022) - edit it to match yours.
Prefilled with the survey average of $151/month (Slickdeals/OnePoll, 2023) - edit it to match yours.
Your results
Spent on autopilot over 10 years
$44,400
If invested instead at a hypothetical 7%/year
$64,041
The invested figure is a hypothetical illustration only: a fixed 7% nominal annual return, compounded monthly, with the same contribution every month and no taxes, fees, or inflation. It is not investment advice and not a prediction. Behavioral education only.
Next: which spending pattern may fit your answers?
Five quick questions about how you actually spend. Free, about 2 minutes, and no email needed to see your result.
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7 Money Scripts Quietly Draining Your Account
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This calculator is for behavioral education only and is not financial advice.