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Refund Radar · updated October 17, 2026

Who’s owed money right now: current FTC refund programs

When the Federal Trade Commission wins or settles a case, the money often goes back to the people affected. Below are plain-English guides to recent programs: who qualifies, how you get paid, which deadlines matter, and the psychological trick the FTC says was at the center of each case. Every fact links to the official FTC page.

First: refunds are free

The FTC says it will never threaten you, say you must transfer money to “get a refund,” or promise you a prize. Anyone asking for a fee or your account details to release a refund is running a scam. Report it at ReportFraud.ftc.gov.

Refund guides

Amazon Prime · FTC listing: September 2026

Amazon Prime refund: who qualifies and when payments arrive

Under the revised order in the FTC's $2.5 billion Prime settlement, Amazon is sending automatic refunds to eligible Prime customers through April 2027. There is no claim form. The FTC says total payments are capped at $200 per eligible customer, and Amazon (not the FTC) runs the payments.

Trap: The default effect and the cancellation maze

Cleo AI · FTC listing: October 2026

Cleo AI refund: PayPal payments for cash-advance fees

Starting October 27, 2026, the FTC is sending 2,124,796 PayPal payments totaling more than $15.8 million to people who paid Cleo AI for eligible instant cash advances. Eligible people are notified by email first, and you have 30 days to accept the PayPal payment.

Trap: Scarcity tunneling and the speed premium

Walmart money transfers · FTC listing: October 2026

Walmart money transfer refund: checks for scam-related transfers

The FTC is sending 65,022 checks totaling more than $9.8 million to people who completed eligible money transfers at Walmart between January 2015 and December 2024. Payments are checks, and the FTC says to cash yours within 90 days.

Trap: Manufactured urgency and borrowed authority

Avast antivirus · FTC listing: October 2026

Avast refund: second payments to people who already filed

The FTC is sending a second round of payments to people who bought Avast antivirus software, filed a valid claim before the deadline, and accepted their first payment. The claim deadline was June 5, 2025, so the FTC is no longer accepting claims.

Trap: The halo effect of a protective label

GOAT expedited shipping · FTC listing: October 2026

GOAT refund: payments for expedited shipping that ran late

The FTC is sending 6,205 payments totaling more than $100,000 to eligible people who paid online marketplace GOAT for expedited shipping between 2020 and 2024. These payments go to eligible customers who did not already get a refund from GOAT itself in 2025.

Trap: Paying for certainty, then the hassle of getting it back

Grubhub · FTC listing: August 2026

Grubhub refund: payments to drivers and diners

The FTC is sending 640,038 payments totaling more than $23.8 million to Grubhub drivers and diners harmed by the food delivery platform's alleged deceptive claims and conduct. Most people will get a check in the mail; some get PayPal.

Trap: Drip pricing and the earnings mirage

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Newest programs on the FTC’s list

The most recent entries on the FTC’s active refund programs page as of October 17, 2026. The FTC’s own page is the complete, current list.

Program (FTC name)FTC dateLinks
Walmart RefundsOctober 2026FTC page · Our guide
Avast SettlementOctober 2026FTC page · Our guide
AdvoCare RefundsOctober 2026FTC page
Cleo AI RefundsOctober 2026FTC page · Our guide
GOAT RefundsOctober 2026FTC page · Our guide
Amazon RefundsSeptember 2026FTC page · Our guide
AT&T Data Throttling RefundsAugust 2026FTC page
Helping America Group RefundsAugust 2026FTC page
Blueprint to Wealth SettlementAugust 2026FTC page
Refunds for Amazon Flex DriversAugust 2026FTC page
Grubhub RefundsAugust 2026FTC page · Our guide

Why so many of these involve subscriptions

Look closely at these cases and the same patterns keep coming back. One is enrollment by default: the easy button signs you up. Another is friction at the exit: cancelling takes more steps than joining did. A third is the small recurring fee nobody stops to question. None of these depends on anyone being careless. They work on how attention normally works. That is what Psych & Profits studies, and the free quiz shows which of these patterns hits your own spending hardest.

Which money trap works on you?

Refund cases show the traps at scale. The free 2-minute Receipt Audit shows which one is running your own spending, with your result shown right away and no email required.

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Source: https://www.ftc.gov/enforcement/refunds (checked October 17, 2026).

Psych & Profits is not affiliated with or endorsed by any company named here or the FTC. This page is behavioral education, not financial or legal advice. Drafted with AI assistance and checked against the linked official sources. Spot an error? Email hello@psychandprofits.com.